Effective 31 July 2026
Terms &
Conditions
1. Acceptance of these terms
By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, please do not use the website.
2. Information and educational purposes
The content on this website is provided for general information and educational purposes. It does not constitute legal, financial, investment, tax or other professional advice. You should obtain advice appropriate to your circumstances before making business or financial decisions.
3. No earnings or results guarantee
Any examples, strategies, testimonials or references to business results do not guarantee that you will achieve the same or any particular outcome. Business results depend on many factors, including your decisions, effort, experience, market conditions and circumstances.
4. Intellectual property
Unless otherwise stated, the content, branding, text, graphics, photographs and other materials on this website are owned by or licensed to Patric Chan. You may view the website for personal, non-commercial use. You may not reproduce, distribute, modify, republish or commercially exploit its content without prior written permission.
5. External websites
This website links to third-party websites and services. Those websites are operated independently and have their own terms and privacy practices. Patric Chan is not responsible for their content, availability, security or practices.
6. Website availability
We may update, suspend or withdraw any part of this website without notice. We do not guarantee that the website will always be available, uninterrupted, secure or error-free.
7. Limitation of liability
To the fullest extent permitted by applicable law, Patric Chan will not be liable for any indirect, incidental, special or consequential loss arising from your access to, use of or reliance on this website or any linked website.
8. Changes to these terms
These Terms & Conditions may be updated from time to time. The effective date shown at the top of this page indicates the latest revision.
9. Contact
Questions about these terms can be submitted through Contact Us Online.